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Insurance

Insurance

The first step in financial planning process is Insurance. It is the best defensive measure for financial stability. It offers peace of mind.Life is too unpredictable – it is a quality as well as a disadvantage. If you wish to make the most of life and secure the smile of your loved ones, you should look for insurance. The process of insurance has been evolved to safeguard the interests of people from uncertainty by providing certainty of payment at a given contingency.

Selection of Insurance is no longer simpler. Analysing the objective of buying insurance and then selection of appropriate need based product that will serve the very basic purpose of buying it, needs Expert’s advice. Selection of wrong product which does not suit your needs might defeat the very basic purpose.

So Provide your loved ones with safety and security with Our need based insurance advisory. With the plethora of options available in the market, we understand the value of unbiased advice and hence our team of Insurance Expert’s first analyse your objective and your overall investment profile considering all the aspects attached to it. We are committed to act in the best interests of the client and the advice we deliver is totally unbiased.

INSURANCE LAW

 
 

In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal capacity to contract; there must be evidence of a meeting of minds between the insurer and the insured; and there must be a payment or consideration.Insurance is a contract in which an insurer indemnifies another against losses from specific contingencies or perils. It helps to protect the insured person or their family against financial loss. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.

LIFE INSURANCE

A life insurance policy has two main components—a death benefit and a premium. Term life insurance has these two components, but permanent or whole life insurance policies also have a cash value component. Premium. Premiums are the money the policyholder pays for insurance.

HEALTH INSURANCE

 
 
Health insurance is an insurance product which covers medical and surgical expenses of an insured individual. It reimburses the expenses incurred due to illness or injury or pays the care provider of the insured individual directly.

ACCIDENTAL INSURANCE

Personal accident insurance provides financial coverage against unforeseen events such as accidents causing bodily injury, permanent partial disability or permanent total disability and accidental death.